Offer safe, affordable, employer-backed loans directly through Demoz — fully automated, payroll-deducted, and designed to prevent debt cycles.
Offer emergency loans with zero admin burden — fully automated, configurable, and designed to strengthen employee trust and loyalty.
Scheduled payroll deductions happen automatically — no tracking or follow-ups.
Support your team during emergencies and build long-term trust.
Set your own rules, limits, and interest options with complete flexibility.
Eliminate spreadsheets, coordination, and administrative overhead.
From setting loan rules to instant Telebirr disbursement and automated payroll deductions, Demoz streamlines every step — making employer-supported loans effortless and compliant.
Employee submits a loan request through the app with the desired amount.
HR or Finance reviews the request and approves or declines based on company policies.
Once approved, funds are instantly transferred to the employee's Telebirr account.
Loan repayments are automatically deducted from the employee's salary during payroll.
Set customizable loan rules, automate repayments, and track everything in real-time — from approval workflows to secure Telebirr disbursements — all without adding HR overhead.
Define eligibility, limits, interest rate, and repayment periods.
No HR involvement — fully handled by the payroll engine.
Instant and secure payout directly to the employee.
HR or Finance can review, approve, or decline requests.
See active loans, repayment status, and outstanding balances.
Join hundreds of businesses already using Demoz Pay to streamline their payroll operations.